Tag: adulting

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Adulting For the Home Home How To

How to Paint Countertops

With Giani Countertop Paint Kit

With Giani Countertop Paint Kit

Since we moved into our home 7 years ago, we’ve been living with terribly ugly orange countertops. It’s been the thing I hated most about our home, but it’s always gotten put on the back burner for more important things. We’ve read about how to paint countertops but were always a little skeptical.

We weren’t sure how it would turn out. Plus, since we have five kids at home, we needed something easy because we couldn’t have our kitchen out of commission for too long.

We’ve been spending so much time at home during quarantine that curiosity finally got the best of us. I figured that anything was better than the orange countertops we’d been living with.

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Sooo…

Painting our countertops was easier than I thought it would be! It took around a total of four hours to complete over the course of two days. The best part is that it doesn’t look awful! I actually really like it.

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How to Paint Countertops

1. Order the kit

After researching multiple options, we decided to go with the Giani Countertop Paint Kit. This is the one that had the best reviews and outcomes, plus it was easier to use than other options.

The kit contains:

  • A 16-ounce can of primer
  • 6 ounces of mineral colors paint
  • 16 ounces of topcoat
  • A Giani sponge
  • A foam brush
  • A roller handle
  • 2 roller covers
  • A practice board
  • Step-by-step instructions

This post contains affiliate links. It costs you nothing extra, but I may receive a small commission.

2. Prep your countertops

Your countertops should be smooth before you being. If there are any chips or uneven edges, you should fill them in. Next, sand your entire countertop lightly to make sure that everything can adhere to it.

3. Roll on the primer

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This part was pretty crazy because we had black countertops for eight hours. That’s when I knew there was no going back.

4. Sponge on the color

Each color kit is different. We used the White Diamond kit, so we first sponged on gray. After the gray dried, we sponged white on top of it. This is the part that took the most time.

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The other color options for when you paint countertops include:

5. Roll on the topcoat

We did two coats of this. It was easy and dried quickly. They do recommend that you avoid putting small appliances on the counter top for three days.

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Final Thoughts On How to Paint Countertops With Giani Countertop Paint Kit

This countertop paint kit was great. I’m mad that I didn’t do it sooner, actually. It was easy enough that anyone can do it, and it looks so good!

Now we need to paint the cabinets!

Have you ever used a countertop paint kit or have you thought about using one? Leave me a comment and let me know.

how to paint your countertops, paint countertops, countertop paint, giani countertop paint kit, white diamond kit, DIY countertops
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Big Kid Family Activities Free Activities How To Kindergarten Age Life Parenting Teenager Toddler and Preschool Age Fun

15 Fun and Easy Ways to Keep Kids Busy at Home

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When you’re stuck at home with your kids, you might all go a little stir crazy. You can avoid it and have some fun by learning how to keep kids busy at home.

Some of these ideas will require assistance and/or participation from you (or another adult or older sibling). Of course, I know you will need ideas for how to keep kids busy so you can get stuff done, too, so there is plenty of activities for that on the list, too.

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How to Keep Your Kids Busy at Home

1. Help them or encourage them to set up an obstacle course.

The older your kids are, the more likely they will be to do this independently. Be prepared to have to attempt the obstacle course in the end, however.

For younger kids, you may have to assist them in the setting up process, and then teach them how to get through the obstacle course. You may be able to back off eventually and let them make their way through the course on their own.

2. Do a craft.

This doesn’t have to be hard! One of my favorites this week was using old magazines to make collages. All of my kids loved this craft, even the teenager.

Simply supply each kid with a magazine or two, a glue stick, and scissors. Then let them have fun and create whatever they want. Likewise, other engaging activities for kids include face painting. Interestingly, you can buy face paint for kids from online stores; these colors are safe for children to use. It pushes the kids to explore their creativity and try out new crafts. 

There are so many other crafts, however, so be creative and do whatever you think your kids will like. You’ll also have to decide how hands-on you want to be during the craft, too, before deciding on one.

3. Set up a sensory bin.

I love sensory bins!! You don’t have to have a sensory table to enjoy sensory play. All you need is a container such as a medium-sized tote or a large bowl. Then, fill it with whatever you think your kids will enjoy for a while.

Sometimes I just go with soap and water in the sensory bin, or I will dye rice. Other times I get fancier and do a shark-themed sensory bin. Oh, another favorite was our frog sensory bin! There are so many options.

4. Make something out of paper mache: How to keep kids busy

A few years ago, our son had to do a project where he created a 3-D animal. He chose to make a paper mache diamond-back rattlesnake. This project ended up being one of the best he’s ever done, and it gave us all a new-found love of paper mache.

These types of projects are so much easier than they sound and actually require only a few ingredients. Kids can make whatever they want, or you can challenge them to make something specific.

Click here for an easy paper mache recipe.

5. Have a push-up competition: How to keep kids busy

I’m excited for this one! My kids love to compete with one another, and I think even our 12 and 15-year-old will have fun with it. Actually, it may keep my husband busy for a while, too. If you have a gym or workout space, you could even make a day of it. Or if not, creating a purpose built space to entertain your kids could be great.

With a great contractor and basement waterproofing company, it will take no time at all and give you the exact space you need to have more fun as a family. Either way, spending time having a mini olympics or sports day can be fun for the whole family. Make sure someone is counting out loud, too!

6. Have them work on puzzles.

While I’m working from home, puzzles are one of my go-to options when the kids want to be right next to me. I get out a few wooden puzzles for them to choose from

One of the choices is always an alphabet puzzle and as they put it together I’ll call out a random letter that they have to find next. It’s helping with letter recognition along with keeping them busy. I’ve also been having my littles practice their name with the letters.

7. Let them play with and write on sticky notes.

So at first, I was completely against this idea. I didn’t want my sticky notes wasted. htat quickly changed when I realized that my kids left me alone for a bit when I let them use the sticky notes. A small price to pay.

My son has been having me write math problems out on sticky notes for him and then he solves them. My daughter has been practicing writing her name on them. Other times they make random pictures and stick them in random places, but that’s okay, too.

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8. Write a letter on a piece of paper and have your child write it in different colors.

My kids love this one because I pull out my “special” markers for it. Really, these markers are just the ones I hide from the kids so they don’t get lost or dried out.

Sometimes I even let them use glitter pens or a mixture of many different writing instruments.

9. Challenge them to build a Lego or block tower.

Tell them to make it bigger or wider than they ever have before, and to keep it a surprise until they are 100% finished. This should buy you a little time to get things done with kids in the house.

After that is done, you can always challenge them to make different things out of Legos. Be creative and come up with fun ideas that they’ll be excited about.

*Check out my Pinterest board called “Legos” for ideas!”

10. Set up an art center.

Before you get busy doing your own thing for the day, set up a small art center for your kiddos. This could include blank paper, markers or crayons, glue, some colored paper, or any little add-ons you can find to put in the bin.

If you want a themed art center, just go with whatever holiday or season is coming up and offer colors pertaining to that. You can use whatever you have around your house, or you can head to a dollar tree to grab a couple of seasonal items that they can use for artwork.

11. Find a free electronic resource for your kids to use.

Right now, many companies are offering free online resources for kids. This is to ensure every child has the chance to learn something new. A few good ones are Scholastic and ABC Mouse.

My 12-year-old has been loving the Scholastic lessons because they are about things that are interesting to him, and my 3-year-old has been really enjoying ABC Mouse. I think finding the right online source for your child based on their interests and their age group is important, but there are resources for all kids right now.

12. Blow up balloons: How to keep kids busy

No, I’m not kidding. This keeps ALL of my kids busy for a while. There are so many different things they can do with balloons. From playing indoor volleyball or balloon soccer to simply throwing the balloons at each other, they have fun for such a long time when I randomly blow up balloons.

13. Have a board game day.

Pull out yours and your child’s favorite board games and spend a few hours (or the entire day) playing games together. This is great bonding time, and your kid will love the time you spent with them. If you can’t play for such a long time, play a game or two and then suggest that they play with their siblings.

Since I have big kids and little kids, this gets a bit trickier, but it’s still possible. The other night we played Monopoly Voice Banking, which is our 12 year old’s favorite game. The littles wanted to play, too, of course, and instead of sending them away we formed “teams”.

Each little (there’s 3 of them) chose one big person’s team to be on. The little was responsible for rolling the dice and moving the piece (with help when needed), and the big person was responsible for the rest of the turn. We had very little argument or whining during the game and everyone had a good time!

14. Remember, it’s National Reading Awareness Month.

There are TONS of ideas out there to celebrate reading month. This could be as easy as pulling out your child’s school calendar and copying what your child would have been doing at school that day to celebrate. Otherwise, you can check out my blog post about Fun Ways to Celebrate National Reading Month.

15. Play hide and seek

We’ve already played in the house, in the backyard, and in the front yard since our social distancing began. The kids love this game and its one that can be played with parents or with siblings. Even better, it’s actually fun for everyone.

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Recap: How to Keep Kids Busy

There are many ideas for keeping your kids busy, but it’s sometimes hard to think of them when you need them most. This post can help.

What do you do to keep your kids busy? Leave a comment and let me know!

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Adulting How To Life On My Mind

Covid-19: How to Help Small Businesses Amidst the Coronavirus Outbreak

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With all the business shutdowns and event cancellations to prevent the spread of Coronavirus (Covid-19), many small businesses are struggling. This means lost funds for employees and business owners and no income to support their families or pay bills.

For some small business, this means returning deposits received from customers for events that now have to be canceled. This could add up to well over $10,000 in refunds on top of lost gigs and payments.

It can be catastrophic to the small businesses, and may even require business closures. Right now, we should all be coming together to find any possible way to keep them afloat. Not only will we be helping other people during a time of crisis, but we will also be helping our economy.

I know most of us want to help but don’t know how. That’s where I come in! I’ve done some research and spoke to business owners to see what might help them during this time. I hope you will all do what you can, no matter how small.

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How to Support Small Businesses

1. Start booking for next year.

When it comes to wedding DJ’s or photographers, Covid-19 has essentially halted business for them until further notice. With the president saying this could last well into July or August, that cuts out one of the busiest times of the year for them.

Most weddings have well over the recommended limit of 10 people, which means that all weddings will have to be canceled or postponed. Not only that, but with government buildings shut down, no one can even apply for a marriage license now.

This is where the deposits may need to be refunded. Many couples who are affected by this limit on gatherings are going to need their deposits back. So, not only are DJ’s losing out on the payments they would receive on the day of the event, but they also have to dish out tons of money.

With all of that being said, we CAN help them hang on and bounce back when everything is overwith. We can do that by booking our events for next year (2021). When you book with them and make your deposit, you’ll not only be giving them a source of income and giving them job security for next year, but you’ll be helping yourself by getting ahead of the rush.

Just think, some of the brides that have to postpone their dates are going to be re-booking for the following year (we hope), so you’ll not only be competing to book dates with those who will be getting engaged in the next year, but also with those who were already engaged and had to reschedule.

2. Buy gift cards

Right now, only restaurants, nail salons, bars, etc. are closed, but small shops and stores are still open. Unfortunately, since many people are self-quarantined and social-distancing because of Covid-19, those small shops are still down in sales now.

With that being said, all of those places can get by if we all just buy gift cards to their establishments. You can buy them for yourself, since you know you’ll be out and about once this situation is more stable, and you can also buy them for gifts. Plan ahead for Christmas or birthdays and support your local economy at the same time.

3. Help keep the employees healthy

If the business is still open, do your part to keep everyone there healthy. Remember, even if you feel fine, you could still be a carrier of the illness. Make sure you are washing your hands, covering your coughs and sneezes, and staying home if you don’t feel well.

Even more important, if the employee has to come inside your home, take the time before they come to sanitize any surface they may have to touch. Do the same when they leave to protect yourself and your family.

4. See if they offer other services

While even small get-togethers are a no-go right now, you can still book smaller things such as photo shoots. For entertainers such as DJ’s, you could maybe ask if they record music for websites, podcast or YouTube introductions, etc. It is always worth a shot to ask!

5. Hire them to do an interview or write a post

Do you have a blog or podcast? Hire small business owners to come on your podcast and talk about what coronavirus means for their business and what it could mean for the future. If you don’t want to talk about Covid-19, just ask other business questions instead, like how they got started and if they have advice for up-and-comers.

Some small business owners are great writers, too, so they could even potentially do a guest post on your blog. Again, the post could be about this pandemic, or it could be about something completely unrelated.

6. Skip the chains

McDonald’s and Wendy’s are going to be fine. Skip the food chains and head to a local business instead. These are the businesses who will be losing the most since their regular customers can no longer come in and sit down to eat.

Order takeout from them and, if you can, try to tip their waitstaff as if you were sitting down to eat. Remember, they are losing a huge income source, too, and they still have families to feed and bills to pay.

7. Share their social media posts

This is the best way to help a small business during this time. When restaurants post images of their carry out menus, share it even if you won’t be eating there. This way the small restaurant may potentially gain new customers.

For other types of small businesses, share their content to help spread the word about their services. You never know, your share could have a huge impact on a small business.

Covid-19: How to Help Small Businesses Amidst the Coronavirus Outbreak

No matter what your stance is on the actions taken to protect against the spread of Coronavirus, we’re all in this together. If we don’t work together to get through this, it could be bad things for our economy and for local small businesses.

Help one another out, help our economy, and do your part to contribute in a positive way. We can all help small businesses in this time of crisis.

Is there something we can do to help small businesses that I didn’t mention on the list? Leave a comment and let me know!

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Adulting Parenting

8 of the Best Podcasts for Parents

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Podcasts are my new favorite thing. I can listen to them no matter what I’m doing, and I take full advantage of that. In the car, while I’m cleaning, and even as I sit here and type this blog post (Crime Junkie, anyone?). The best part is, there are literally hundreds of podcasts for parents.

These podcasts for parents can help with any type of parenting style you may have, and you can find something for any situation you may be going through. It may take some time to find the ones that fit your life perfectly, but I’ve put together a list that you can use to start your search.

My favorite parenting podcasts show the real side of parenting. The hosts don’t sugar coat anything and they discuss any and all topics. They truly make me feel like I’m not alone in this crazy world of parenting, and they make me feel like my kids may be …. normal. Crazy thought, right?

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Best Parenting Podcasts

1. The Mom Hour

This podcast is hosted by two moms named Meagan and Sarah. They discuss all topics pertaining to parenting, and they do so in a light-hearted way.

What makes this podcast great is that the moms are experienced. Between the two of them, they have kids in all age ranges, meaning they’ve been through it all already and are still going through it all with the rest of us.

They discuss many parenting topics, but they also have two “More Than Mom” episodes each month that are about non-parenting topics.

2. Coffee and Crumbs

Listening to this podcast is like sitting down with a couple of best friends to chat about life. The hosts are three friends named Indiana, Ashlee and April. This is a good podcast to listen to while you’re doing other things like cleaning, driving, walking or putting on makeup.

It’s hard to go into detail about this podcast because all I can come up with is that they just get it. They get how hard parenting can be and they fully understand that parents are not perfect, nor are we supposed to be.

Their personal parenting stories make me laugh, cringe, and shake my head because I’ve done the same things. Other times I’m like, “I’m so glad that didn’t happen to me!! OMG!”. But seriously, there hasn’t been an episode that I’ve listened to that I haven’t liked.

3. One Bad Mother

Hosts Biz and Theresa get real about parenting, so be prepared for a little swearing. They’re totally relaxed during the podcast and they invite guests to discuss parenting issues.

If you’ve ever felt alone, these ladies will make you feel like every other mother has been in the same situation. They truly make you feel like we’re all in the same boat, and there is absolutely no judgement.

4. What Fresh Hell

Two funny moms named Margaret and Amy host this hilarious parenting podcast. Their tagline is “Laughing in the Face of Motherhood”, which is all that you will do while you listen to their show.

The two moms are completely different from one another, which gives different perspectives on the parenting issues that they discuss. They also invite experts on the show to weigh in on crucial topics.

One of the best parts of this podcast is that they aren’t afraid to call each other out when they disagree. The experts they invite on the show don’t always agree with them, either, which just makes it so real. I don’t know about you, but I love listening to two moms who aren’t perfect and aren’t afraid to show it.

5. The Parent Experiment

These moms discuss everything pertaining to marriage, parenting, and living the life. One of my favorite episodes is one where one of the hosts buys a new washer and dryer and yells at the delivery men when they make a huge mistake. It seriously reminded me of myself.

6. The Longest Shortest Time Podcasts for Parents

This is the perfect podcast to help other parents feel like they aren’t alone. The host, Hillary, talks about parenting kids of all ages, from babies all the way to adults.

She brings on guests who tell their own parenting stories. They discuss topics like adoption, not wanting to have kids, and so many other serious topics.

There are also light-hearted and humous moments throughout the podcast, making it the perfect mix of all parenting feelings.

7. Little Sprigs Podcasts for Parents

This parenting podcast discusses how to parent without using bribes or punishments. The host also talks about how to raise confident kids, taking care of yourself, and intentional parenting. She also brings on parenting experts and authors.

8. Mom and Dad Are Fighting

This is a hilarious podcast by hosts Allison and Dan, who are both parents. Between their funny comments, to their honest discussion about parenting issues, this podcast is perfect for real parents who face parenting issues daily.

Fans can even call into the show to ask parenting questions, getting answers from some of their favorite parents. You can also look forward to guest hosts who weigh in on parenting and current events.

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Final Thoughts on Best Podcasts for Parents

There are so many podcasts for parents and they each are a little different in style, so you have plenty to choose from. Do you already have a favorite parenting podcast? If so, tell me about it in the comments! If you don’t have a favorite, which one on the list do you want to listen to first?

A slightly unrelated question… I’m also interested in podcasts that aren’t related to parenting at all, do you have any that you recommend?

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Adulting Big Kid Life Organization Our Family Parenting Printables Teenager

Free Printables: Paycheck Budget & Chore Chart

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One of my New Year’s resolutions was to create a simpler chore chart than what I’d previously been using. My original one was literally four pages long. Well, when I decided to buckle down and create the simple chore chart I was wishing for, I decided to come up with one other freebie, bringing you the two free printables I’m sharing today.

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Simple Chore Chart Printable

The first printable, the easy chore chart, is intended to make it easier for my kids to get their chores done each day.

I wasn’t kidding when I said my original chore chart was four pages long. It definitely didn’t make it easy for the kids to pick chores each day, and it definitely didn’t inspire motivation.

Luckily, the new one has been a much bigger hit. It makes it easier to keep up on chores, and the kids know exactly what they should be doing that day.

I’ve noticed that the chores are getting done more quickly, sometimes before I even make it home from work.

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Paycheck Budget Printable

Since I was simplifying my life with the chore chart, I was inspired to simplify my budgeting method, as well.

Before, I had been writing my budget out on notebook paper every single pay period. Not a very organized method, I admit. It worked for me for a while, but I needed something a bit easier to wrap my head around.

I have a master list of when all of our bills are due, and each week I sit down to plan out what will need paid that week. I do this before I get my paycheck, and then the day I get paid, I reference my list and pay everything.

This printable can be used for weekly or bi-weekly budget planning and monthly budgeting, whichever you prefer.

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In “other expenses” I put things like food, gas, and cheerleading (which we pay weekly). In the “savings” section I put upcoming holidays and our emergency fund, which I distribute money to weekly, as well. “Extras” is for any extra money I’m putting towards debt.

Then, the final box titled “leftovers” is to figure out what I’m left with at the end of the pay period. I take our total income and subtract the total amount of money going out.

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  • problem solving freebies, easy budget, budget for beginners, paycheck budget printable, weekly budget, easy chore chart, simple chore chart, free budget

Final Thoughts

Printables make my life so much easier, and simple printables are essentials. I can’t keep up with multiple pages for a budget or chore chart. I need simple ones that allow me to keep all of my thoughts on that one page.

What do you think – do free printables help you simplify your life?

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Adulting Decor Gifts Holiday

Valentine’s Gifts for Him and Her (+ some cute décor)

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Valentine’s Day is coming, which means you likely need ideas for Valentine’s gifts for your partner. We don’t make a huge deal of Valentine’s Day at our house, but I always make sure to get my husband and kids a little something to make them smile.

So far in our relationship, I have always made one homemade Valentine’s gift for my husband, and then one store-bought gift. Each year, though, I struggle in the weeks leading up to Valentine’s trying to think of the perfect gift for him.

This post is based on my research for the perfect Valentine’s gift for him, and since I know some of you need a Valentine’s gift for her, I’ve included some of those ideas, too!

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Valentine’s Day Gifts for Him

Whether you are looking for a Valentine’s gift for a dad, husband, brother or any other man, I’ve got you covered!

1. Engraved, personalized wallet

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2. What Do You Meme board game

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3. Carhartt Men’s Hat

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4. YETI Rambler Insulated Mug with Lid

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5. Exceptionally Bad Dad Jokes

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6. Pop Up Indoor/Outdoor Golfing Target

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Valentine’s Day Gifts for Her

1. Felt Letter Board

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2. Natural Himalayan Salt with Metal Basket Lamp

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3. Electric Stainless Steel S’mores Maker with Compartment Trays and Roasting Forks

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4. Tartan Winter Infinity Scarf with Beanie

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5. Matching Couple Coffee Mugs

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6. Essential Oil Diffuser Bracelet

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Valentine’s Day Decor

Click on the image for more information about these cute Valentine’s Decor items.

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Valentine's Day, Valentine's Day Décor, Valentines Day
Valentine's Day, Valentine's Day Décor, Valentines Day
Valentine's Day, Valentine's Day Décor, Valentines Day, valentine's gifts

Valentine’s Gifts for Him and Her (+ some cute décor)

Valentine’s Day Gifts are sometimes tricky to decide on. Keeping it fun and simple is the way to go. Which gifts on this list would you consider giving or which ones would you like to receive? Leave a comment to let me know!

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Adulting Decor For the Home Gifts

11 of The Best Amazon Finds For the Home Décor Lover

home decor, gift ideas for a home decor lover

I love home décor and I love adding pieces to my collection whenever possible. While I like seasonal or holiday items, it’s also important to have beautiful pieces throughout my home during the rest of the year, too. These pieces can also be used WITH your seasonal pieces, making them year-round options.

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Cute Home Décor Pieces

1. Small White Vase Set (Ceramic)

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This set of 3 vases is versatile and could really be used in any room of a home or office. It’s a nice addition to other décor items and adds height difference.

2. Golden Black LED Marquee Letter

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This light-up letter would be cute in any room, but I envision it in a bedroom for some reason. It could be hung on the wall or sat on a shelf, and it would be cute either way.

3. Hanging Planter Vase & Geometric Wall Décor

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Succulents are super popular amongst home décor lovers and wall-hanging planters are even better. This set of 2 doesn’t actually come with the succulents, so if you aren’t a plant lover, you could put something else inside. If you do love succulents, you can grab some of those to put in this planter right over here —-> succulents link.

4. Canvas Prints – green plants

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These cute succulent canvas prints are perfect for any room of the house and can match many different décor styles. It comes as a set of 3 and could be used separately or together.

5. Decorative Natural Wood Floating Wall Shelves

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Every décor lover needs decorative shelving to put their other décor on, right? This 3-tiered shelf is perfect because it’s versatile, can be used in any room, and has enough space to hold multiple items on each shelf.

6. Rustic Antique Wooden Window Pane

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I’ve been wanting this wooden window pane to put on my fireplace mantle for soooo long. I love the way they look and how much you can do with it, and it can be worked into any seasonal display you may have, too. My birthday is coming up so I’m hoping to get something like it. (Hint, hint, Christopher).

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7. Bathroom Décor Box, Double Sided

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How fun are these décor boxes for the bathroom?! I’ve been wanting one that says ‘nice butt’ for a while and when I found this double sided one I fell in love. I love changing up my décor every once in a while and what better way than by just turning something around?

8. Rustic Wood Home Sign

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Letters and words are so much fun, and they add a nice change to your other décor. These wooden ‘HOME’ letters can be hung on the wall or put on a shelf, and there are different color options available, too.

9. Flannel Blanket with Pompom Fringe

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Throw blankets are always a safe gift for a home décor lover. I love the color of this one and how it could go with so many different color schemes, and the pom-poms are the cute little embellishment this blanket needed to be perfect.

10. Artificial Eucalyptus Wreath

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Not everyone knows this, but you can do SO much with a wreath. From hanging it alone on a door or window to adding it to a empty decorative window frame (remember #6 on this list?!), this realistic looking wreath would be perfect for a home décor lover to add to their collection.

11. Antique Pewter Basket with Copper Handles

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I have this exact basket, and I literally want 6 more of them. It’s heavy duty, super cute, and can hold anything from toys to throw blankets. There are different sizes and shapes available, too.

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This post contains affiliate links. It costs you nothing extra, but I may receive a small commission.

Final Thoughts on The Best Amazon Finds For the Home Décor Lover

I love home décor and I’m always asking for it for holidays. The only problem with that is that my husband and kids never know what to actually buy me! If you find yourself in that same situation, this guide should give you some options or at least point you in the right direction.

Do you like home décor? If so, what style do you like best and what are your favorite pieces? Tell me about it in the comments!

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Adulting Guest Post Holiday How To

Follow This Rule and Save On Christmas for the Kids

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When you’re planning a wedding, there are rules. You need something borrowed, something blue, something old, and something new. Well, there is a similar set of fun guidelines for how to save on Christmas when shopping for kids. As a perk, sticking to them will save you loads of cash.

**Emily Graham is the creator of MightyMoms.net which offers a wide range of info tailored for busy moms — from how to reduce stress to creative ways to spend time together as a family. She believes being a mom is one of the hardest jobs around and wanted to create a support system for moms from all walks of life.**

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What Is It, Already?

The secret to a successful if scrimping holiday season is to buy kids four things: Something they want, something they need, something to wear, and something to read.

Something They Want

This should be a fairly easy one. Kids typically have no reservations when telling adults what, exactly, they want. For 2019, the hottest gifts of the season run the gamut from $10 Hatchimals for the littlest present-pickers to the $300 Nintendo Switch for the tweens and tweens. Ask about their preferences, and see if you can narrow it down to something that easily fits within your budget. If everything hits slightly above your spending allowance, don’t give up hope or blow your budget. Spend some time looking at toy deals on sites that collect and sort information on the best prices. Rakuten is one example, and even categorizes toys by character and brand.

Something They Need

What your children need is pretty open-ended. This could mean anything from the dreaded socks and underwear to something more profound, such as time with loved ones. Depending on where you live, you might be able to provide them with experiences that will stick with them for a lifetime. Visit a free zoo, for example, or, if you live in a warmer climate, plan a fishing trip for Christmas morning. You might also consider gifting them with educational tools, particularly if your child struggles with things like organization. Reader’s Digest lists several affordable items, including colored pens and whimsical notebooks that make great stocking stuffers

Something to Wear

Every child has to have a wardrobe, and Christmas is the perfect time to add something they can snuggle up in this winter. A set of new pajamas makes a great Christmas Eve present that won’t tie up your entire shopping budget. Stores like Carter’s and Old Navy tend to run great deals on sleepwear throughout the holiday season. You can stretch the meaning of this a bit by including things like backpacks, headbands, jewelry, and even nail polish.

Something to Read

Giving your children the gift of the written word is perhaps the most meaningful gift you can bestow. Reading has a virtually unlimited bounty of benefits for kids of all ages, infants included. If your independent reader is already absorbed in a series (think Percy Jackson or Harry Potter), add to their collection or look for supplemental guides that will add extra depth to their stories. For younger kids, you can’t go wrong with Little Golden Book titles like Mister Dog, Tootles, and The Pokey Little Puppy, all of which tend to cost $5 or less.

I Don’t Like Rules!

If you would rather stick with a larger gift or a more traditional pile of presents, there are still ways to save on Christmas without draining your savings. Start by shopping at stores that offer rewards cards. GameStop, Kohl’s, and most other major retailers have loyalty programs that can help you get some cash back or other perks. GameStop’s PowerUp Rewards might be a good choice if game systems are on their wish list; Kohl’s has its YesToYou program, which gives you money back to spend at the store on the first day of the month after your purchase.

The point here is that you don’t have to compromise your financial future to play St. Nick. If you don’t have the money to overdo it, then don’t. Not only do you put yourself under undue stress, but you’re also teaching the kids that the holidays revolve around the cash register.

Image via Pexels

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Final Thoughts

**I just want to take a minute to say thank you to Emily for writing this awesome post and sharing it with my readers!! This is not the first guest post Emily has written for Mom Wife Wine, and I hope it isn’t the last! If you’re interested in reading the other post then click HERE to read about the The Relationship Challenges New Parents Face After the Baby Arrives.

Before you go, leave a comment and let us know your favorite way to save on Christmas! **

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Adulting How To Life Parenting

The Right Financial Plan Can Help Your Family Stay on the Right Track – A Guest Post

The Right Financial Plan Can Help Your Family Stay on the Right Track, financial plan, family plan, financial stability, preparing for the future

A note from Sara B. (the author of this guest post):  As a widow and mother of two, I know from experience how important it is for parents to have a strong financial plan. So, naturally, it concerned me when I read recently that only 25 percent of Millennial parents have life insurance and that only slightly more than half of parents have wills.

Her goal with this article is to explain the importance of financial planning for parents and give tips on how to get started.

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Building your life one piece at a time is exciting, but it can become more and more difficult financially. According to GOBankingRates, the cost of living in the U.S. has increased by 14 percent, and median household incomes aren’t covering the jump.

Throw the cost of raising a kid into the mix, and Americans are even further from living comfortably within their means. The only way to get ahead and thrive is by thinking critically and coming up with a plan. Start developing your personalized financial plan today by using the tips below, so you can get back to creating the life you want for your family.

Down With Debt

Before you can start planning your financial future, you have to get rid of debts that casts a shadow on things like procuring a home loan or any other line of credit. Some debt is unavoidable, but if you don’t take care of it now, you’ll feel its effects later.

Calculate your personal debt-to-income ratio and start working toward lowering it. Your credit will get a boost from the dropped DTI, and interest rates on future lines of credit will most likely drop as well. If it’s out of hand, consider debt consolidation or meet with an advisor. A professional will help you get on the path to saving more for your future rather than paying for mistakes in the past. Once you’ve got a handle on your debt, it’s time to start saving for everything you hope to accomplish.

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Figure Out Your Aim & Budget

Think about what you want for yourself and your children in the future, and what it’ll take to get there. You have to figure out the destination before you can map out a way there. Do you want to buy a home with a bigger yard, send your kid to a private school or start saving for college? Your goals can be short-term and/or long-term. Maybe you’re focused on providing for your kids after you’ve passed. All of these goals give you something to work toward and will help you develop a budget.

Even if you’re already running your home within a budget, you should revisit it in light of your goals. You should be putting money into a variety of savings accounts, but the first one you should stock is an emergency fund. Whether something happens to you, your home or your employment status, the last thing you want to do is stress yourself and possibly risk incurring more debt.

Life happens, so you should be ready for it. Protect your family by thinking ahead, and teach your children financial health by being a role model for them. They will be watching and will appreciate your budgeting down the line.

Life happens, so you should be ready for it. Protect your family by thinking ahead, and teach your children financial health by being a role model for them. They will be watching and will appreciate your budgeting down the line.

The Right Financial Plan Can Help Your Family Stay on the Right Track, financial plan, family plan, financial stability, preparing for the future

Prepare For The Future

Now that you’ve figured out where you want to save, it’s time to put it into action. Put some of your savings to use by investing, which is part of every financial plan. From contributing to your 401(k) to 529 college savings accounts, there are many ways you can invest in yourself and your family.

If you feel comfortable handling investments on your own, build an investment portfolio. If you prefer to have some help, look into using a robo-advisor, which offers a much lower fee than an in-person advisor. Save that bit of money to tackle another significant part of your future.

Additionally, get your estate planning handled as soon as possible. Avoid probate court with a living trust, protect your heirs’ property and designate a guardian to look after your children. If your children are grown, consider giving one of them control of your finances. 

You should also look into life insurance to lessen financial stress after your departure. Specific financial needs like childcare, debts, and healthcare costs can be alleviated with life insurance. Use a tool, like an online calculator, to help you determine which insurance policy is right for you. 

Everyone’s situation is different, including their finances. One thing that is consistent is the desire to do what’s best for the family. Make your financial plan today to help solidify a secure future for you and your children.

Image courtesy of Pixabay. 

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Adulting How To On My Mind Our Family Parenting

How to Balance a Busy Life and Still Take Care of YOU

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Guys, life is CRAZY busy. I’m sure most of you feel the same way. It’s an overwhelming feeling, just knowing that there is ALWAYS something to be done, and finding a way to balance a busy life is the only answer to easing some of those feelings.

I have this overwhelmed feeling quite often, but I’m realizing that it’s even worse this time of year. Back to school time in our household is absolutely insane. We’re going on week 4 of school and things are finally beginning to become more “normal” for us.

That’ll be thrown completely off next week, however, as my daughter is starting 3-year-old preschool and there will be yet another thing thrown into our already busy schedule. It’s so worth it, though. I’ll forever choose providing for my children and giving them every opportunity I can over living a “simple” life.

Our children deserve the best and, as parents, we all know that we’re going to give them the best life that we can. Even if that means running around like crazy from school to practice to work (yep, our teenager just got her first j-o-b!). The only thing we can do is find a way to balance the crazy schedules and stay sane while doing it.

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So what is a mom with a million things on her to-do list to do? Take a bath. Read a book. Listen to music. Watch her favorite Netflix show. Whatever self-care technique you prefer, DO IT.

As parents, we ALWAYS have a million things on our to-do list. Get done what can’t wait, and make the rest wait until tomorrow. Take care of YOU. After all, how can you take care of your child when your own cup is empty?

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Make a list

Each night before bed, sit down and write out all the things that need your attention in the coming days. This is the easiest part.

Prioritize

First, organize your list into things that cannot wait. Obviously you will have to get those done. Then, take all of the things that need to be done but can wait until tomorrow or until the weekend and put those on a separate list. You can add some of those to your “can’t wait” list the next day.

Schedule self-care time

You have got to take care of yourself. This is the single most important tip. If you aren’t taking care of yourself, you won’t be able to give much more to anyone else. For success and great parenting, you have to make time for yourself. Remember, self care isn’t just about taking a break every so often. You will also need to be in the best way with your health and wellbeing. It might be that you have an appointment to get suspected tinnitus checked out, this could be bringing you down. If you think you have this then take a look at tinnitus treatment options near you.

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Ask for help

Ask your partner, your parents, your siblings or friends… ask whoever you trust with your kids. They’ll be more than willing to help out, and you will be able to take a load off of yourself, even just for one day.

Remind yourself that one day, you’ll miss this

I know you hear this all the time, but it is so true. I get sick of hearing it myself sometimes, but it really does make life a little easier when things get hectic.

One day, life WILL be “simple”, and you’ll think back to the days when your kids were still kids and you were trying to figure out how to balance a busy life. Believe it or not, you will learn for those days back. Try your best to embrace is now… I know that isn’t always possible (TRUST ME), but with intentional reminders, you’ll likely find yourself in a better mood.

Make sure to spend time with your partner

Parenting really takes a strain on your marriage, but you guys are in this together and that means you have to connect in order for things to stay in sync. Nurture this relationship by scheduling regular date nights, even if the dates are in your living room. Just spend time together… have fun and talk.

For more blog posts on marriage, choose one of the following titles:

how to balance a busy life and still take care of you, what to do when life gets too busy, how to manage a busy life with kids, parenting tips

Final Thoughts on How to Balance a Busy Life and Still Take Care of YOU

Are you feeling overwhelmed with how much stuff there is to do each day? I’m with you! What do you do to manage it all? Leave a comment and let us know!

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