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Adulting Finances For the Home Home How To

4 Super Easy Hacks for Lowering Your Energy Bills

Utility bills can be a pretty big expense in the household. In fact, estimates reveal that the average household spends between $800 and $2,900 every year on utility bills. Luckily, there are a few easy hacks for lowering your energy bills, helping you save quite a bit of money.

Of course, this largely depends on the location (Hawaii seems to have the highest energy bills) and the kind of energy plans that are available to the consumers. If you’re looking to cut down on your energy bills, the first place you need to look at is your home. 

Making the necessary changes can easily translate to hundreds in savings annually. The tips we’ll share with you here have been proven to help people like you cut down on their utility bills without necessarily giving up the comforts that you’re used to.

***This post contains affiliate links. It costs you nothing extra, but I may receive a small commission.***

Easy Hacks for Lowering Your Energy Bills

Unplug Devices You’re Not Using

We’re all guilty of this. We leave devices plugged into the sockets even when they’re not in use. If you have the appliance connected to the socket and is on standby mode, it’s consuming some power. 

While the power won’t be as high as when you’re using it, it still counts towards your energy usage. Make sure that you unplug all devices and appliances that you aren’t using. Turn off lights and sockets in rooms that people are not occupying, as well.

Avoid Using Hot Water in Your Washer

Hot water tends to damage, shrink and shorten the lifespan of your clothes, but that’s not the biggest problem. Using hot water in your washer consumes a lot of energy. Instead, use the regular cold water and allow the dryer to handle the rest. 

Your clothes will last longer, thus eliminating the need for new clothes (which can contribute to your savings), and you won’t use so much energy. 

If you live in a city with a lot of sunshine and have some space at the back, consider skipping the dryer and just drying the clothes on a clothesline. Speaking of doing laundry, only do full loads every time instead of wasting water and energy on small loads. 

Take Care of All Possible Air Leaks

The biggest cause of HVAC inefficiency is air leaks caused by poor insulation, drafts, or cracks on doors and windows. If your windows are cracked, you can think about repairing them or just replacing them with vinyl windows that provide better insulation, are soundproof, and last long. Look for other air leak sources, and apply some caulk to seal them

Use Fans More During the Summer

Your HVAC units are the biggest hog of electricity during the summer and winter because they run all day. In addition to ensuring that your unit is in good shape, you need to use them more efficiently. 

For starters, keep your curtains shut when direct sunlight hits them. Keeping them shut will keep cool air in and prevent the sun from heating up the room.

Then, use fans a lot more. Fans help circulate the cool air during the summer or warm air during the winter, helping you cool off or get warm faster. 

Hacks for Lowering Your Energy Bills

These hacks for lowering your energy bills allow you to stay comfortable while saving money. You don’t have to change your lifestyle if you implement these tips.

Leave a comment and let me know if you have any other tips!

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Adulting Finances For the Home Home How To

Are These 5 Surprising Things Decreasing the Value of Your Home?

When it comes to selling your home, several factors determine how much it is worth. The location, size, and the number of bedrooms and bathrooms are the top things considered. Many other aspects factor into the worth of your home, however, and typically, it’s surprising things decreasing the value of your home.

While most of these factors are hard to change, there are some things that you can do to make sure you get the best offer. But how many things about your home are actively decreasing its value?

A few DIY projects left incomplete may have some impact but is unlikely to pay too high a cost when it comes to you getting your asking price. However, letting your home fall into a state of disrepair will certainly decrease its potential value. 

While most people looking for a new home will have varying tastes, a home that offers flexibility to suit a versatile population will be more in demand than a home designed only for one particular lifestyle.

So what are some of the most commonly overlooked things that may be devaluing your home? Keep reading to find out. 

Decreasing the Value of Your Home

Surprising Things Decreasing the Value of Your Home

The Condition of The Neighborhood 

Many aspects in a neighborhood can result in lower or fewer offers. Living close by to an airport, a major road, or train tracks can result in noise pollution, which could set to devalue your home. 

Additionally, power plants and landfills both negatively affect the value of a home. It could be that since you moved in, features such as unsightly cell phone towers have been erected in the area. Or, a new business with less than desirable clientele has opened nearby. The same if your street is renowned for criminal activity. While times change along with neighborhoods, the value of your property is likely to suffer if your area has a bad reputation.

Unfortunately, there is little that you can do. After all, a bad neighborhood is likely to be the reason you wanted to move in the first place. It is up to your realtor to point out the positives of your area to ensure you get a high offer for your home. You should still document any neighborhood complaints and bring law enforcement into the picture when trying to deal with them, though.

Being the Best Looking House On The Worst Looking Street 

You’ve taken time and pride in making sure your home has the best curb appeal, and it can make photos of your home seem appealing to potential buyers. However, when it comes to potential buyers viewing the house, they have to drive down your street. This drive might not be good news if your neighbors don’t care about how their homes look. Some issues could be excessive trash on the front lawn, loud pets, or broken windows or fences.

Your neighbor’s colorblindness when it comes to the appearance of their homes will do more than be an eyesore for you as you see it every day. That same eyesore can put off potential buyers and pose a risk of decreasing the value of your home.

Sadly, there’s not much that you can do about these issues. Aside from giving your neighbor some information about where they can find some new aluminum windows or doing dome DIY fence repairs, it’s best to make the most of what you can when it comes to your home. As much as you’d like to control your neighbors, it just isn’t possible. 

You’re Overlooking Some Key Things Inside 

Like your neighbors can become blinded by the chaos outside their homes, there may be a few things that you’re overlooking inside your own. When potential buyers take a look inside your home, they’ll quickly judge what they see. You can take care of clutter, overflowing garbage, large amounts of personal photographs, dim lighting, dirty bathrooms, and dust. If you don’t, then you may have problems getting your asking price.

It’s also a great idea to address things such as paintwork. Consider giving your home a refresh. Neutral colors are preferred, as this will help buyers see themselves in the house and determine how they can make their mark on the space. Avoid overly odd colors or wallpaper that seems like hard work to remove. Address anything that seems like a headache to potential buyers instead of selling points.


Source

Try to look at your home from an outsider’s perspective. What would you think of the space if you were looking at it for the first time? Are you drawn towards the loose flooring or clutter showing a lack of storage? Those issues are likely to be something that potential buyers will notice, too.

You want to create a space that looks warm and inviting but not overly lived in and personal looking. Before you let people in to look around, clean up and store things away. Make sure the house is light and airy. Change any bulbs that are starting to dim, and use odor neutralizers to eliminate any weird smells, too. Create a space for potential buyers to envision themselves in their new space without adding up the costs of all of the work that will need doing before they’d even be ready to move in.

Your Kitchen Has Seen Better Days 

The kitchen holds the most value per square foot, so this is one of the most carefully examined rooms during a viewing. Lots of people looking to sell their homes may consider remodeling their entire kitchen. However, unless your kitchen is in an awful state of disrepair, then it might not be worth it- especially if you don’t end up getting the return on your investment that you’d hoped for. 

Instead, focus on the specific areas that need attention. Common areas include the sink, countertops, and cabinet doors that surround your current appliances. New modern cabinets and shiny sinks are what draw people in and bring offers.

On the contrary, outdated cabinetry and stained, old countertops can detract from the value of your kitchen. When people buy a new home, they don’t want a reminder of a time you accidentally left a hot pan on your countertop or spilled red wine on the carpets. If you have left any significant marks, then it’s time to erase them ASAP.

Making high-quality improvements in the kitchen can add value to your home. Use highly recommended professionals to get a perfect finish and avoid paying twice to cover mistakes of a former job. Or worse, avoid being offered a significantly lower price for your home.

If you are into DIY, you can paint your cabinets and countertops. Check out my post on how to paint your countertops for a quick, easy, and inexpensive transformation.


Source 

Your Bathroom Has Been Overlooked 

Finally, taking care of the bathrooms will ensure you get as much money for your house as possible. Buyers pay close attention to bathrooms to make sure they can get the best deal for their money.

While renovations can help increase the value of your home, going overboard is unlikely to get you a good return. Instead, try sticking to more traditional, neutral designs that will serve you better if you decide to sell.

Avoid using wood for counters and cabinetry as this can rot in areas with a lot of moisture. Stick to neutral colors such as whites, greys, and pale blues. Avoid gimmicky decor such as fish and anchors that can look tacky and make a bathroom look cluttered and dirty. 

Pay attention to the bathroom floor, too. Consider installing flooring that is easy to clean and won’t turn into an ice rink when wet feet touch them. Good flooring options for bathrooms are non-slip tiles and waterproof wood panels. Avoid linoleum flooring, which becomes dangerous if it starts to peel off from water exposure. Carpet in bathrooms is another no-go because it poses serious hygiene issues that will put buyers off.  

Things That Could Be Decreasing the Value of Your Home

There are certain things about your home that you cannot control, such as the location and your neighbors. However, within your control, there are some surprising things that could be decreasing the value of your home.

Address any issues that you find right away. The sooner you take care of them, the less damage they will do. Plus, when you decide to sell your home, it will be ready to go without requiring major updating.

Other Tips Include:

  • Before a viewing, make sure that your home smells inviting and not overwhelming with strong-smelling perfumes and air fresheners. The cliche is having freshly baked bread or brewed coffee going as people enter. These aromas are inviting and help potential buyers imagine themselves in the home.
  • Hire professional cleaners to give your home a deep clean when you put your house on the market. You’ll be surprised at how much better a deep clean can make your house look and feel. That way, you’ll only have to keep on top of basic chores before people come to look around. 
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Adulting Finances Life

3 of the Worst Home Expenses that can Be Cut or Lowered in Your Budget

Some of your worst home expenses are ones that take up too much of your budget and recur each month. Plus, you’re likely just sick of dealing with them. Luckily, there are some great expense cutting and saving strategies out there to help with your worst home expenses. 

The fact that these expenses can get this bad isn’t only on you. So many people struggle with the expenses below, which are mostly bills, and that’s because they rack up quickly! When you know how bad they can be and how to avoid making them any worse in the future, you have a better chance of living with financial wellness on your shoulders. 

The Worst Home Expenses

1. Your Credit Card Balance

The total amount of credit card debt in the United States is at $807 billion, with most people in the midst of paying off a $5000+ balance. If you have a high balance to work through, then the interest might just be demoralizing you further. 

To combat this, you could try to apply for a balance transfer card. Try to tackle the higher end of your credit card debt, including purchases that carry a high amount of interest (APR) before you tackle anything else. 

2. Your Mortgage Payments

Dealing with your mortgage payments can be tricky. The longer the term of your mortgage, the more you have to pay. Plus, who knows when the interest rate is going to go up and make things even more expensive? However, there’s a lot you can do here. 

You could try refinancing or recasting the mortgage, both of which will allow you to eliminate your mortgage expenses quicker. Both of these options have their own benefits based on current financial standing.

Another good thing to do is keep an eye on the mortgage market. Using quote sites such as MortgageQuote.com, you can get an in-depth look at the kind of mortgage payment amounts and terms for properties like yours, and secure a much better deal because of it. 

3. Your Reliable Transport

Having a vehicle costs a ton of money over the years, even if you stop noticing the expense. The average amount a person will pay for their car or financing each month is $706. This amount is probably more than you’re paying for your mortgage in the same time frame. 

You have to factor maintenance needs and gas into this number, too. However, factoring maintenance into your emergency fund and joining a mileage rewards program are two good ways to combat these costs. 

The Worst Home Expenses that can Be Cut or Lowered

Some home expenses are worse than others, and the ones listed here are some of the worst home expenses. Make sure you can deal with them effectively, and limit the long-term stress of these expenses. In the meantime, try to find ways to cut or lower the expenses.

Leave a comment and give a tip for cutting or lowering some of the worst home expenses!

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Adulting Finances For the Home Home How To

Avoid Renovation Disaster in Your Home By Not Making These 7 Mistakes

A home renovation require a lot of preparation, and planning for objectives, teams, budgets, and more is essential. If you skip any of the steps, it’s easier to make a mistake that can risk the whole project than you might think. There are some major home renovation mistakes that you should be avoiding and what you should do instead.

Home Renovation Mistakes

1. Buying Only Cheap Materials

There are plenty of ways to save money and cut costs during your renovations, including when it comes to your materials. You can source materials that aren’t being used from local building sites or find discounts.

However, you should make sure that you’re buying quality materials no matter what. If you’re only buying cheap and low-quality materials, then you’re a lot more likely to experience problems with them both during and after construction. In the worst-case scenario, your project will complete seemingly without a hitch, only for those materials to start breaking down months after, meaning you have to invest in repairs all over again.

2. Choosing the First Team That You Talk To

You are likely eager to get started, but you shouldn’t let that get in the way of making sure the project is done right. Take the time to talk to at least five or six contractors to get a feel for them. Do they communicate well with you? Do they understand your wants, and do you understand their plans to meet them?

We tend to overlook some of the small red flags when we’re trying to bring a team together right away. Take the time to interview different teams and compare and contrast what you did or did not like about them. You will be glad you took this time, and you will be more confident in the entire project.

3. Not Expecting to Go Over Budget

Making a budget for your home renovation is an essential step, of course. Even with a budget and funds, you still have to think about money, though.

Inaccurate estimates, changes in material costs, unforeseen workflow problems, and the like can all pump up the costs of the project. Make sure you have a little extra on top of the budget to help cover costs of the unforeseen and identify additional sources of funding like Buddy Loans. This way, even if things do go over budget, you can keep up with the payments so that the work doesn’t freeze entirely.

4. Not Expecting to Go Over the Schedule

No one wants to live in a home with ongoing renovations. Choosing a team of reputable contractors to help you will expedite things, but you should still avoid scheduling renovations when you have a tight schedule. Make sure you can add some time to the renovation schedule if you need it.

Otherwise, you will experience stress seeing the deadline approaching when you’re not sure everything can be completed on time. It’s also going to increase the stress the builders feel, which can make them less cooperative and force them to rush, reducing the quality of the work.

5. Not Planning For All of The Waste

If you’re doing the renovations yourself or acting as the project manager in control of a team of sub-contractors, then you can’t forget about the waste. All renovations are going to leave waste behind, and if you’re not careful, it can linger around for weeks even after the project is done.

Work to keep your home clean during the renovations by making cleaning a regular aspect of every part of the project. Look at hiring a waste removal company like Waste Connections ahead of time. If you wait until the last minute, they’re likely to be booked up by the time you need them.

6. Neglecting the Natural Character of the Home

You can modernize an older home, add space to a small space, or change the entire vibe of the property. Keep aware of the natural characteristics of the home in mind, though. Look at the fixtures that are likely to remain after your renovation is complete.

You don’t want a home that looks like it is in conflict with itself. This mistake is most often seen when updating period homes.

A good renovation preserves what works about the home already and enhances those positive characteristics. It’s typically more expensive to try and change everything about the home, too, so keeping the natural character can save you money.

7. Entrusting it All to Friends

Asking your friends to come help with painting the walls is one thing, but refrain from asking for more. It’s not likely that they are trained contractors who are licensed and insured.

If they get injured while helping you out, you will be responsible for paying for the treatment. You could come under fire to a liability claim. Not only is this going to make your friendship much harder to maintain, but it’s going to add significant costs to the project.

Those costs are more than most homeowners are equipped to deal with. Plus, the simple truth is that working with amateurs leaves you more likely to see an amateur-ish project.

Home Renovation Mistakes to Avoid

Not every aspect of your home renovation project is going to be under your control. Outside variables can affect it in many ways, so avoiding these common home renovation mistakes is essential. With the tips above, though, you can make sure that you are as prepared as is possible.

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Adulting Finances For the Home Home How To Life

3 Ways Decluttering Your Home Can Make You Money

Clutter can be a problem for any household, and there are many reasons you should clean it up. One of the most convincing reasons is that decluttering your home can make you money. Whether you need a bit of cash to help pay your household bills or you’re looking to sell a collection of things that you know are worth a lot of money, decluttering can be a surprisingly good way to make money.

How Decluttering Your Home Can Make You Money

1. Decluttering Means Spending Less On Storage

Since you won’t have to continue buying things to store your items, decluttering can save you a ton of money. Whether it’s buying new shelves, storage boxes, or renting a storage space, you won’t have to do as much. If you spend too much money on storage furniture and other random items, decluttering will decrease those expenses.

Make the most of your storage space and don’t keep adding more shelves and cupboards to your home. Get rid of unwanted clutter, and you won’t have to spend so much money on storage furniture.

2. Unwanted Gift Cards Can Be Sold

When you received a gift card in the past, you’d have to use it before it expired. These days, you can sell Target gift cards and gift cards for other major brands such as Walmart and Apple.

It’s surprisingly painless, and you don’t need to invest much time into the process. You just give the code to the service, and they’ll check that it’s real. Then you get credited the money in your bank account.

If you declutter your home, you might find old Christmas and Birthday cards that still have gift cards in them. It’s not the most likely situation, but it’s still possible. More likely, you might find gift cards tucked away that you forgot about. Plus, you won’t feel obligated to buy more things that you don’t need for your home with a gift card.

3. You Can Sell Electronics That Still Work

If you’re like most people, you probably have a fairly large collection of random electronics, cables, and other similar items. You might have old smartphones that still work or even an old games console that you don’t use anymore. If you have no use for these items, you can sell for extra cash on eBay or a similar website.

Make sure you look at the value of these items before you decide to sell them. The items can be worth quite a bit of money, and it’s essential that they’re valued correctly. When they are valued correctly, you can get the most money possible.

If you are listing similar items, you can match the prices. On the other hand, with things like an antique or old collectible, you might need expert assistance.

Decluttering Your Home Can Make You Money

If you have clutter around your home, you could be missing out on an earning opportunity. You can declutter your home and make money at the same time. Now that you know how decluttering your home can make you money, you can get started right away.

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Adulting Finances Home How To Life

The Ultimate Guide For Working From Home: 9 Realistic Tips

Even before the pandemic, more people were deciding to work remotely. Working from home is ideal for better family life or to say goodbye to the commute. Remote work is appealing for lots of good reasons, but it has its challenges, too. You can master it, though, with this realistic guide to working from home.

***This post contains affiliate links. It costs you nothing extra, but I may receive a small commission.***

Tips For Effectively Working From Home

Whether you work remotely a few days a week or full-time, it’s important you are set up to be productive. Setting up for productivity includes having a workspace with the right technology, a way to handle disruptions, and a schedule that works. Here are a few of the best strategies and tips to be successful as a remote worker. 

1. Know The Ground Rules

If you’re still working for a company rather than for yourself, check whether you have to stick to a nine-to-five schedule or whether you can have more flexibility. Are you allowed to work on public WiFi? Which tools will you need, such as Zoom, Slack, or Microsoft Teams for video meetings or group chats?

If you are working for someone else, it’s important that your employer clearly lays out the ground rules and makes sure that you have the right equipment. Some of the equipment you might need includes a reliable laptop, network access, passcodes, and instructions for safe remote login.

Do some trial runs of your set-up, and figure out any problems that might impact your ability to work. If you work for yourself, you might need a lot of these same tools anyway. 

2. Set Up A Functional Workspace

Find somewhere to work in the house by trying some different ways to convert a spare room into an office. Not everyone has a home office, but you need to have a private, quiet space to work. If you can, separate your work area from your personal space. Use that space only for work, not other activities. 

3. Get The Right Internet Speed

If you have children, their internet habits could slow down your speeds. Sitting as close as you can to the router can help, or you could swap to an ethernet connection. You might need a dongle to do this, as most laptops don’t have ethernet ports anymore. You’ll also need an ethernet cable to connect your computer to the router. 

4. Use Phone Apps

If you need to make calls, Google Hangouts, Skype, and Whatsapp all let you call over the internet. These apps can be used globally and are inexpensive. If the person you’re calling is on the same service, it’s free. 

5. Minimize Distractions

If you have a loud dog or a noisy neighbor, buy yourself some noise-canceling headphones. If your children are at home and you don’t have childcare available, take turns with childcare with your spouse. This might mean you have to talk to your boss about adjusting your working hours, though. 

If you need some activities for kids that are stuck at home, check out this post: 15 Ways to Keep Kids Busy at Home

6. Plan Extra Social Interactions

Some people like working alone, but even the biggest introverts can start to feel lonely after a few weeks. Be prepared for this to happen.

Try to schedule some time to connect with the outside world, at least occasionally. Consider a lunch date, a phone call with a friend, or an exercise class after work. 

Tips For Finding Balance While Working At Home

Being your own boss, setting your hours, and working at home has some definite benefits, but it comes with some drawbacks too. Whether you’re telecommuting or self-employed, there are some tips to manage a healthy balance. 

7. Stick To Your Work Schedule

Everyone that works from home will deal with some lack of understanding from other people that think working from home isn’t really working. You must set your working hours, stick to them, work during these hours, and not let anyone interfere with that. 

Homelife comes with its own distraction that can soon eat up your important working hours and put you behind on important projects. Along with typical interruptions like vendor calls, accidents, or child needs, there are some personal boundaries that will be pushed too. 

Your family must understand that you can’t help them during the workday or stop and talk on the phone. Setting these limits can be hard if you have children at home. However, your children seeing you work on something you love can be a positive influence on them for their futures. 

8. Beware Workaholic Tendencies

Flexibility and efficiency are two of the biggest reasons that people want to work from home. Additionally, they long for the possibility of shorter hours because you can accomplish more without being interrupted by emails or daily staff meetings.

Sometimes the extra flexibility can be too much of a good thing, though. When your office is always there and you have a deadline looming, it can be hard to leave work alone. Many people that work from home find themselves logging more hours, not fewer, and working at night and on weekends because they struggle to ignore their work. 

Many remote workers do manage to keep a five-hour day, but this might not mean that they work less. Hours are usually calculated as ‘billable hours‘. This means that for every hour you spend on a task you charge for, there’s lots of time spent doing admin tasks that you can’t charge for. 

9. Don’t Bet On Saving Money

Without a commute, lunches, and the cost of office clothing, you might think working at home will save your budget. However, other costs can come up.

The expense of setting up an office will include laptops, internet services, a printer, cell phones, business cards, web hosting, software, and more. You can’t use your existing equipment for your business if you plan to claim the full cost as a tax write-off. Personal and business purchases must be kept completely separate under tax law. 

For example, you can only deduct your home office if you’re a freelancer or a contractor. You can’t deduct non-reimbursed work expenses if you’re an employee, including deducting for a home office. This makes it even more important to try to get any extra costs covered by your company. 

Check what is allowed before you try to deduct half of your mortgage or your office rent. There are very strict limits on what can be claimed as a tax deduction on your tax return. You can deduct valid work-related expenses, but only the percentage that is actually used for your work.

If your internet is used by your children and spouse, or even by you for non-work-related reasons, you can’t deduct the whole cost. You can only deduct the estimated portion that is only used for work. The same is true of bills, utilities, and office supplies

If you’re an independent contractor, you will also need to pay your own social security tax and payroll taxes. This means that a sole proprietor won’t see particularly major cuts on their tax bill. 

Working From Home

If you work from home, you already know the perks and the downfalls. People that don’t work from home don’t always understand the details, but you must stick to your schedule anyway. Use these tips to stay focused and to make working from home an enjoyable, efficient experience.

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Adulting Finances For the Home Home How To

3 Simple Ways to Make Your Home Look More Expensive and Luxurious

Are you thinking about making some changes to your home? If so, then you might want to focus on finding ways to make your home look more expensive.

Making your home look more expensive is a great idea if you want to impress someone, but there are practical benefits to this idea too. If you make your home look more expensive, then you’ll find it far easier to sell on the market. You should also be able to get greater offers for the property if prospective buyers walk in and think the home looks expensive.  

Let’s explore some of the best ways to achieve this goal. 

Ways to Make Your Home Look More Expensive

1. Flooring 

Your flooring is always going to have a massive impact on the perception of your home. You need to make sure that you design the floors to look stunning.

There are a few ways to do this. However, we recommend that you consider laminate flooring. This is available from a vast array of companies and is budget-friendly so it will fit into any home renovation plan.

Another big benefit of laminate flooring is that it’s incredibly easy to maintain. You don’t need to worry about it looking worse for wear in just a couple of years. 

2. Smart Tech

You might also want to think about investing in new technology. This is a great way to make your home look expensive, luxurious and provides the right impression for any guests visiting your home. There’s a lot of different types of tech to choose from, as well.

For instance, you can explore entertainment options like one of the latest 8K TVs from Samsung. Of course, you’re not going to leave this behind when it’s time to sell, but that doesn’t matter. When you sell a home, you’re also selling a lifestyle.

A piece of tech like this has the same impact as a fine piece of art. It’s going to make people want the life that you have. 

3. The Right Furniture

Finally, you need to make sure that you are buying the right furniture for your property. A great piece of furniture can be nothing short of a centerpiece in any room of your home.

The best pieces of furniture and the most fashionable can be quite expensive. As such, you might want to think about waiting for the annual sales to roll around before you make changes like this. 

You could also think about using your furniture to create a theme in your home. This could be anything from a retro design to something more modern and minimal.

Alternatively, you could consider a more eclectic design style. Here, you can choose lots of different types of furniture that all fit together to form a collage of different design choices in your home. 

Home Look More Expensive

Simple Ways to Make Your Home Look More Expensive

This post should help you understand the best ways to make your home look more expensive. In doing so, you can ensure that your home sells for a fantastic price in the not too distant future. Plus, in the mean time, you can enjoy the luxurious space you have created.

Do you have any other ideas for making your home look more expensive? What was your favorite tip in this blog post? Leave a comment and let me know!

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Adulting Finances For the Home Home How To

3 Simple Ways To Keep Your Investment Properties Well Maintained

One of the most challenging tasks when owning investment property is keeping your properties well maintained. To do this, you need to consider every aspect of the property and make sure that it keeps functioning as it did when it was brand new.

This will allow your house’s value to be on an increment and when you need to sell, you get a return on investment nothing. Your property’s main areas that require constant maintenance are electronics, drainage, wall paint, and flooring.

Taking good care of these areas of your house will ensure the value never decreases and that you don’t lose money in the investment process. Like the care and attention to detail you embrace when trying to find suitable tenants, you will also have to keep your investment properties well maintained.

How to Keep Your Investment Properties Well Maintained

Electronics

Electronics are always the first component of a property that poses issues for tenants. These electronics include your garage motors, light switches, lightbulbs, and any other electrically powered fixed fittings. It must be said that an annual electrical maintenance check-up by a local electrician can quickly resolve this. 

Plumbing 

The worst problem you may experience is plumbing. This is merely due to the purpose that plumbing fulfills. Plumbing ensures that the household remains odor-free as well as a hygienic environment for living.

When plumbing starts causing problems, a specialist should immediately be called in. To avoid getting regular emergency plumbing services, consider getting sewer drain cleaning done once per year. It will ensure your drains remain clean and that no blockages occur due to dirty plumbing systems. 

Aesthetics 

The finishings on your property are bound to be affected by ordinary wear and tear over time. It means that your tiles will crack, your wall paint will fade, and your roof may start leaking. These things are all normal and should be dealt with right away.

Your house needs to be painted every 5 – 7 years to avoid the paint fading. The roof should be checked immediately when it starts leaking, and flooring must be replaced when it’s damaged beyond repair. These sound like expensive renovations, but they’re not, as long as you deal with them immediately.

Keep Your Investment Properties Well Maintained

Regardless of what maintenance your property needs, there’s no reward in avoiding it. It will have to be done at some point, but it doesn’t need to be at great expense. There are many surprisingly inexpensive but still high quality and aesthetically pleasing means of keeping your properties well maintained.

Don’t ignore the issues and upset your tenants or let the issues get worse. If you decide to sell and have many issues, you could lose money, too. Start now and ensure that the tenants occupying your property remain happy with the living circumstances your property offers.

Keep Your Investment Properties Well Maintained

Do you have investment properties? If so, how to you work to keep your investment properties well maintained? Would you add anything to the list? Let me know in the comments!

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Adulting Finances For the Home How To Life

4 Easy Ways to Use Less Energy For Lower Household Bills

More of us are aware of our impact on the environment and are making changes to our homes to live a more environmentally-friendly life. To make it even more enticing, being more environmentally-friendly can save you money, too. You can use less energy to lower household bills and do your part for our environment.

***This post contains affiliate links. It costs you nothing extra, but I may receive a small commission.***

How to Lower Household Bills

1. Turn Down The Thermostat

You don’t have to be cold, but turning down the thermostat for your furnace or boiler by even a small amount makes a big difference. Lowering the heat by only one degree saves energy and money, and you won’t notice the difference. If you can, try turning it down even further as you become accustomed to a cooler temperature.

There are thermostats you can buy that allows you to schedule times for the heat to be lower, too. Then, if you aren’t home, the heat won’t be up so high.

2. Add Insulation

Proper insulation traps heat inside during the winter and helps keep the house cool during the summer. Find out what insulation is in your walls and attic and see if it could be replaced with something more efficient. 

With proper insulation, your heating and air conditioning don’t have to work as hard. Since they don’t have to work as much, it lowers the costs and could save you from calling out 24 Hour AC Repair to an overworked A/C unit. 

3. Save Water

Water waste is a serious problem, and using more water than you need will be pushing up your water bill. Saving water is easy with some small changes. These changes include avoiding the following:

  • leaving the water running when you brush your teeth
  • overfilling the bath
  • leaving the shower running when you’re not in it
  • running the water continually while shaving
  • long showers
  • running half loads of laundry

4. Block Out Drafts

Drafts make a house feel cold, so you spend more on heating. Draft excluders can help keep rooms warm. You could also hang a heavy curtain over doors to the outside to keep the heat in. 

Seal up cracks in floors, walls, or skirting boards. If you have a chimney but don’t use it, get a chimney excluder. It will help keep even more heat in the house, saving you money on household bills.

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Lower Household Bills

These are just a few of the ways to lower household bills. There are many other ways, too! Can you think of any others? Let me know in the comments!

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Adulting Finances For the Home How To Life

5 Of The Best Ways You Can Save Money On Household Bills

Household bills can quickly add up, and you may feel like there is no way to reduce the financial burden. We tend to let the payments leave our accounts each month without a second thought because the bills must be paid. While it is true that the bills must be paid, there are ways you can save money on household bills each month.

How to Save Money On Household Bills

1. Meal Planning

Groceries are a big household expense each month (or week). Sometimes, if we don’t spend time thinking about it beforehand, we can spend more than we need to. This is where meal planning can save you a fortune.

It’s all about investing a little time into planning your week. You have to think about the ingredients you already have and which meals you can make out of them, and then writing a list for the rest.

That is the key point. The list is what helps you spend just what you need to. Doing this each week could save you a small fortune over the course of a year. 

*Click here for a FREE meal plan printable.*

2. Making Your Home More Energy Efficient

Energy bills can be astronomical at certain times of the year. Check your house and consider if it is energy efficient or if it is costing you extra money each month.

Check out things like insulation and whether your windows are energy efficient. This is when you may want to update your windows with replacement vinyl windows to help you keep heat in.

Even updating some older appliances could help save you some money. This is because, in theory, having an eco-friendly home should reduce the amount of energy you use.

3. Considering an Eco-friendly Life

You could take the whole eco-friendly thing one step further and try to reduce your outings. This might mean setting up a vegetable patch and growing your own food. Or, it could mean trying to generate your own water supply.

If it’s something you want further information on, then seek out some advice. Other things to consider would be saving your rainwater, generating a supply for things like watering your garden. 

4. Switching Suppliers

We all know there are good deals out there, but some people have the impression that switching suppliers takes time, effort, and could even cost more.

But, there are websites to compare deals that can help you out. They compare all the suppliers and work out the cost based on your usage. Do this often to make sure you are not overspending. 

5. Reduce Luxuries

Things like TV packages and the highest speed internet can be costly over time. If you aren’t using what you are paying for, then reduce those packages.

Reducing the packages might mean reducing the download amount on your internet or getting rid of channels on your TV package. If you don’t use it, you won’t miss it. You will enjoy the extra money in your pocket, though. 

Save Money on household bills

These changes could make a huge difference and help save money on household bills. You work hard for your money, and you should save as much as you can. What are some ways that you have learned to save money on household bills? Tell me about it in the comments!